Welcome to FNBT Bank serving the Emerald Coast for 60 years


* * * WARNING * * *
Please beware Scammers are cloning FNBT’s phone number to contact our clients pretending to verify erroneous transactions. Once you confirm the transaction is fraud, they then ask for a code, which they ask you to repeat to them. FNBT does not send out push notifications nor will we ask for your entire card number.
If you suspect you have fallen victim to a scam,
please call us at 850-796-2000.

Telephone Banking

FNBT Bank employees will not call or contact you requesting account number, account information
Social Security Numbers or other sensitive information. Help us protect you by being diligent to scammers!

Reset Online Banking Password

Need help with one of our products or services
check out our helpful videos at Products and Services Help


If you need help or have questions, please contact our Friendly Helpful Staff
at    (850)796-2000 Monday through Friday from 8:00 am to 5:00 pm
or Email us at anytime at needhelp@fnbt.com

We appreciate your business!