Fort Walton Beach:

Fax:  (850) 796-2001
Email:  Suite100@fnbt.com

Gayle Carmichael
President, Suite 100 Private Banking
Phone:  (850) 796-2000, Ext, 2586
Email:  GayleC@fnbt.com

Melissa Dailey
Private Banker
Phone:  (850) 796-2000, Ext. 2344
Email:  MelissaD@fnbt.com

Kristin Couvillion
Private Banker
Phone:  (850) 796-2000, Ext. 2342
Email:  KristinC@fnbt.com

Destin:

Peggy Threadgill
SVP/Private Banking Officer
Phone:  (850) 837-9171
Email:  PeggyT@fnbt.com

Seascape:

Veronica Hughes
AVP/Private Banker
Phone:  (850) 337-0050
Email:  VeronicaH@fnbt.com

Shalimar:

Shelly Stone
SVP/Private Banker
Phone:  (850) 651-2312
Email:  ShellyS@fnbt.com