Savings Accounts

Business Savings Account 

Our regular business savings account, designed to assist your business in saving for the future.

  • $200 minimum to open
  • Competitive interest rate is calculated on daily collected balance and credited quarterly
  • No monthly service fee unless daily collected balance drops below $200, then a monthly fee of $4.00
  • Allows for 6 withdrawals per calendar quarter
  • $2.00 per item for each withdrawal in excess of 6 per calendar quarter

* Account transactions are limited by Regulation D under Federal Law. To comply with this rule, FNBT.COM BANK will uphold the federal limit of no more than SIX "Reg D Transactions" per calendar quarter.  There is a $10.00 per item fee for items excess of these limitations per calendar quarter. 

Preferred Business Savings Account

Our preferred business savings account, designed for business customers looking for a higher rate of return.

  • $5,000 minimum to open
  • Competitive interest rate is calculated on daily collected balance and credited monthly
  • No monthly service fee unless daily collected balance drops below $5,000, then monthly fee of $4.00
  • Allows 1 withdrawal per month
  • $5.00 per item for each withdrawal in excess of 1 per month

* Account transactions are limited by Regulation D under Federal Law. To comply with this rule, FNBT.COM BANK will uphold the federal limit of no more than SIX "Reg D Transactions" per calendar quarter.  There is a $10.00 per item fee for items excess of these limitations per calendar quarter.