Small Business Checking Accounts 

FNBT.COM BANK offers two checking accounts designed for the small business partner that has a low volume of deposits and check writing. These accounts are offered to Sole Proprietors only.

• • No monthly service charge if a daily balance of $2,500 or an average daily ledger balance of $5,000 is maintained
  • If balance falls below the above limits, there is a $10 per month charge
  • Write up to 80 checks and make up to 20 deposits per month
  • $0.55 per item over the 20 deposits/80 checks per month limit
  • $0.55 per transit item in excess of 200 items
    

Commercial Checking Account

Designed for those businesses with higher volume check writings and deposits. Allows for earnings credits on average collected balance to be applied to services used through analysis.

• No minimum balance required
• Monthly service fee is $9.99
• Service Fee of $0.30 per deposit
• Service Fee of $0.20 per debit
• Service Fee of $0.15 cents per item deposited
• Earnings credit is based upon month’s average collected balance, less reserve requirements, which equals the invested balance