Current Rates

All rates listed below are subject to change without notice.
Rates are current as of January 11, 2013
CD - IRA CD's

Term

Min. Deposit to Open

Rate

APY

3 Month

$1,000

.15

.15

6 Month

$1,000

.20

.20

1 Year

$1,000

.30

.30

2-3 Year

$1,000

.50

.50

4-5 Year

$1,000

.50

.50

Subject to penalty for early withdrawal
IRA Savings Accounts

Account

Min. Deposit to Open

Rate

APY

Reg. IRA Savings

$50.00

.15

.15

May make additional deposits - not subject to early withdrawal penalties
Savings Accounts (Personal & Business)

Account

Min. Deposit to Open

Rate

APY

Personal Savings

$200.00

.15

.15

Health Savings Account

No Min.

<1,000 .15

.15

   

>1,000 .50

.50

Money Market Accounts (Personal & Business)

Account

Min. Deposit to Open

Rate

APY

Money Market

$2,500

>2,500   .10

.10

   

>25,000 .15

.15

Reg D transaction restrictions apply to this account.  A maximum of 6 transfers or withdrawals are allowed per service charge cycle. 
Institutional and Municipal deposits must be approved prior to negotiating.