Current Rates
All rates listed below are subject to change without notice.
Rates are current as of August 1, 2010
CD - IRA CD's
|
Term |
Min. Deposit to Open |
Rate |
APY |
|
3 Month |
$1,000 |
1.00 |
1.00 |
|
6 Month |
$1,000 |
1.25 |
1.25 |
|
1 Year |
$1,000 |
1.49 |
1.50 |
|
2-3 Year |
$1,000 |
1.74 |
1.75 |
|
4-5 Year |
$1,000 |
1.99 |
2.00 |
Subject to penalty for early withdrawal
IRA Savings Accounts
|
Account |
Min. Deposit to Open |
Rate |
APY |
|
Reg. IRA Savings |
$50.00 |
.50 |
.50 |
|
Preferred IRA Savings |
$2,000 |
1.99 |
2.00 |
May make additional deposits - not subject to early withdrawal penalties
Savings Accounts (Personal & Business)
|
Account |
Min. Deposit to Open |
Rate |
APY |
|
Young Savers |
$50.00 |
.25 |
.25 |
|
Reg. Savings |
$200.00 |
.25 |
.25 |
|
Preferred Savings |
$5,000 |
<5,000 .25 |
.25 |
|
>5,000 .50 |
.50 |
||
|
Health Savings Account |
No Min. |
<1,000 .25 |
.25 |
|
>1,000 1.00 |
1.00 |
Interest Checking (Personal & Business)
|
Account |
Min. Deposit to Open |
Rate |
APY |
|
50 Club Preferred Checking |
$2,500 |
>1,000 .25 |
.25 |
|
Interest Checking |
$1,000 |
>1,000 .25 |
.25 |
Businesses eligible to maintain an interest bearing checking are sole proprietor, non profit corporations, chartiable organizations and public fund entities.
Money Market Accounts (Personal & Business)
|
Account |
Min. Deposit to Open |
Rate |
APY |
|
Money Market |
$2,500 |
>2,500 .25 |
.25 |
|
>25,000 .50 |
.50 |
||
|
>50,000 .75 |
.75 |
Reg D transaction restrictions apply to this account. A maximum of 6 transfers or withdrawls are allowed per service charge cycle.
Institutional and Municipal deposits must be approved prior to negotiating.
