Online Practices

At FNBT.COM BANK we strive to keep you informed about how we protect your online activity at FNBT.COM. The following online practices demonstrate our commitment to maintain your online privacy and security.

Protecting Your Security Online

Keeping financial and personal information secure is one of our most important responsibilities. We value your trust and handle personal information with the utmost care.

To ensure your information remains confidential, we use encryption technology on our website to transmit information between you and us. Regular internet e-mail is not secure. When FNBT.COM BANK provides internet e-mail addresses, you should use them to provide information that is non-sensitive and non-confidential. We ask that you do not provide personal or account information through e-mail. You may also contact us by phone, mail, or by visiting any of our branches.

Gathering and Using Information Online

FNBT.COM BANK collects and uses the information you provide us online to respond to your needs, service your accounts, and provide you with information about other services. A cookie is a piece of information that is stored directly on the computer you are using. Cookies can contain a variety of information, from a simple count of how often you visit a website, to information which allows customization of a website for your use. FNBT.COM BANK uses cookies to display information more effectively to our users. We also use cookies to gather data about the usage of our website. Any time a cookie is used, personal information is encrypted for our use only and is protected from third party access.

We do not knowingly market to or solicit information from children under 13 without parental consent. We recognize that protecting children’s identities and privacy online is important, and that the responsibility to do so rests with both the online industry and with parents.

Linking to Other Sites

We may provide links to non-FNBT.COM BANK companies, such as credit bureaus or merchants. If you choose to link to websites not controlled by FNBT.COM BANK, we are not responsible for the privacy or security of these sites, including the accuracy, completeness, reliability or suitability of their information, services, or products. If you are asked to provide information on one of these websites, we strongly urge you first to study carefully their privacy policies.

Taking Individual Responsibility for Protecting Personal Information

While FNBT.COM BANK works to protect your privacy, you also play a role in protecting personal information. To help safeguard information, we suggest the following:

  • Do not share your ID or password with anyone.
  • Change your password regularly.
  • Remember to sign off once you have submitted an application for a product or service online, or completed a secure online session.
  • Only provide your Access ID when your browser indicates an encrypted connection directly to the FNBT.COM BANK web site, or to another site you have investigated and fully trust.

Aggregation sites are internet sites that allow you to consolidate account information from several sources on one site. To do this, an aggregation provider may request access to your personal financial information. You should ensure that the aggregator company has appropriate policies to protect the privacy and security of any information you provide or to which they are gaining access, and that you trust the aggregator company.

If you provide information about your FNBT.COM BANK accounts to an aggregator company, we will consider that you have authorized all transactions initiated by an aggregation site using access information you provide, whether or not you were aware of a specific transaction. If you decide to revoke the authority you have given an aggregator company, it is important that you notify us to ensure that you may continue to access your account.