Checking Accounts

Flamingo Gold Checking

FNBT.COM BANK invites you to enjoy the valuable benefits of our Flamingo Gold Checking, the checking account that saves you money with discounts on travel, entertainment, groceries and much more!

  • Open deposit - $100
  • Unlimited Check Writing
  • Generations Gold Benefits - Travel discounts on Air Fares, Cruises, Hotels, Car Rentals, Condo Vacations, Major Attraction Discounts (Sea World, Disney, and more), Vision and Auditory Discounts, Restaurant Discounts and much, much more.
  • Bill Pay Included
  • Free Visa Debit Card
  • Free ATM Card
  • Free Online Banking
  • Free Electronic Banking Statement
  • Free Home Deposit
  • Free Notary Services
  • $5.00 off any Safe Deposit Box
  • 50% off Cashier Checks
  • 50% off Money Orders

Enjoy all the benefits of better checking with our Flamingo Gold for a minimum monthly maintenance fee of $6.99.

 Free Checking

An account for computer savvy clients who must register for Online Banking and Electronic Bank Statements (EBS).

  • No minimum balance requirement
  • No monthly service charges
  • Unlimited check writing and deposit privileges
  • Copies of cancelled checks and deposited items provided via Free Online Banking and Free Electronic Bank Statements
  • ATM and Debit card required

Should any of the above requirements not be met, the account may be converted to an Unlimited Checking account at prevailing rates

Unlimited Checking

Our practical and cost-effective checking account.

  • No minimum balance requirement
  • Unlimited check writing and deposit privileges
  • Paper statements mailed to your home OR choose
  • Free monthly electronic statements with check images
  • Monthly service fee of $1.99

Preferred Checking

For our customers who are 50 years of age or older.

  • $100 minimum daily balance requirement; $1.99 monthly service charged if not maintained
  • Unlimited check writing and deposit privileges
  • Paper statements mailed to your home OR
  • Free monthly electronic statements with check images
  • Free Wallet style stick checks (limit 2 orders per 12 months)

50 - 1st Club Checking

  • Interest credited monthly
  • $1,000 minimum daily balance to earn interest
  • $2,500 minimum daily balance
  • $11 monthly fee if below $2,500 minimum daily balance
  • Unlimited Check writing
  • Free wallet style stock checks (limit 2 orders per 12 months)
  • Free Cashier's Checks and Money Orders
  • Free Notary Services
  • $5 discount on Safe Deposit Box rental
  • ATM and Debit Cards available