Welcome to FNBT Bank serving the Emerald Coast for 60 years

* * * * Important Announcement * * * *

In order to enhance the security of your online banking experience we have discontinued requesting your UserName from our Home Page. You must now select the Online Banking Link to the left and get redirected to our secure site where you will enter your
Online Banking ID and Password. The Online Banking ID is the same as your UserName.


  • No Monthly Service Charge
  • No minimum balance requirement
  • FREE-Debit/ATM Card (combination)
  • FREE-Electronic Bank Statement
  • FREE-Mobile Banking
  • FREE-Online Banking
  • FREE-Home Deposit
  • FREE-Telephone Banking

Open your FREE No Service Charge

Debit Card Account Today...

If you have questions or require assistance, please contact our Friendly Helpful Staff at
   (850)796-2000. We are available Monday through Friday from 8:00 am to 5:00 pm.

Bank Owned Real Estate for Sale

Need a loan Email your loan request to LoansOnline@fnbt.com

We appreciate your business!